Terms & Conditions

Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion (together, referred to as “information”), contained on this Website constitutes a solicitation or offer by Vontobel Asset Management, Inc. (“Vontobel”) or its affiliates to buy or sell any securities or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold Vontobel, its officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of this Website, from your violation of these Terms & Conditions or from any decisions that the visitor makes based on such information.

The investments and strategies discussed in the Website may not be suitable for all investors and are not obligations of Vontobel or its affiliates or guaranteed by Vontobel or its affiliates. Vontobel makes no representations that the contents are appropriate for use in all locations, or that the transactions, securities, products, instruments, or services discussed on this site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors or counterparties. By making available information on the Website, Vontobel does not represent that any investment vehicle is available or suitable for any particular user. All persons and entities accessing the Website do so on their own volition and are responsible for compliance with applicable local laws and regulations.

All investments involve risk and may lose value. The value of your investment can go down depending upon market conditions. BEFORE INVESTING IN A VONTOBEL STRATEGY OR ACQUIRING THE SHARES OF ANY INVESTMENT FUND BY PURCHASE OR EXCHANGE, IT IS YOUR RESPONSIBILITY TO READ THE FUND'S PROSPECTUS OR OFFERING MATERIALS.

This Website is for information purposes only and is not intended to be relied upon as a forecast, research or investment advice. The information on this Website does not constitute a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Although this material is based upon information that Vontobel considers reliable and endeavors to keep current, Vontobel does not assure that this material is accurate, current or complete, and it should not be relied upon as such. Any opinions expressed on this Website may change as subsequent conditions vary. Past performance is no guarantee of future results.

The information and services provided on this Website are provided “AS IS” and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, Vontobel disclaims all warranties, including, but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. Vontobel does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this Website and does not warrant that the functions contained in this Website will be uninterrupted or error-free, that defects will be corrected, or that the Website will be free of viruses or other harmful components. Vontobel expressly disclaims all liability for errors and omissions in the materials on this Website and for the use or interpretation by others of information contained on the Website.

Fund and Adviser Disclosures

Investments in a Vontobel product or client account are not bank deposits and are not insured or guaranteed by Vontobel or the Federal Deposit Insurance Corporation, any other government agency or any bank. Please carefully consider a fund's investment objective, risks, charges and expenses before investing. For this and other information, call or write to BHIL Distributors, LLC for a free prospectus or view one online. Read it carefully before you invest or send money.

Trademarks, Copyrights and other Intellectual Property

The content contained on this Website is owned or licensed by Vontobel and its third-party information providers and is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such content is solely for your personal, non-commercial use. Accordingly, you may not copy, distribute, modify, post, frame or link this Website, including any text, graphics, video, audio, software code, user interface design or logos. You may download material displayed on this Website for your personal use provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including all text, images, audio, and video, without Vontobel's prior written permission. Modification or use of the materials for any other purpose violates Vontobel's intellectual property rights.

All trademarks, service marks, trade names, and logos displayed on this Website are proprietary to Vontobel and/or their respective owners. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the written permission of Vontobel or such other third party that may own the trademark displayed on this Website. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.

The use of the images displayed on this Website by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, and the laws of privacy and publicity, and communications, as well as other regulations and statutes. If you download any information from this Website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Links to Other Websites

Vontobel may establish links between this Website and one or more websites operated by third parties. Vontobel has no control over any such other websites, the contents therein or the products/services offered. The existence of any such links shall not constitute an endorsement of, or representation or warranty by Vontobel regarding such websites, the contents of the websites, the products or services of the websites or the operators of the websites. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. Vontobel disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our Website.

Links to Vontobel from Other Websites

You shall not display hyperlinks on your websites to any website owned or operated by Vontobel. If you desire to display on your website a hyperlink to a Vontobel website, you must enter into a written agreement with Vontobel governing such display. Access to any Vontobel website does not authorize you to use any of Vontobel's names, logos, trademarks or copyrighted material, and you agree not to do so without Vontobel's expressed written consent. Requests to display hyperlinks on your websites to Vontobel websites should be e-mailed to communications@vusa.com.

Transmissions to and From this Website

Electronic communications can be intercepted by third parties and, accordingly, transmissions to and from this Website may not be secure. Communications to Vontobel, particularly those containing confidential information, may be sent by mail to: Vontobel Asset Management, Inc., 1540 Broadway, New York, NY 10036, Attn: Communications. Vontobel shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a website user to Vontobel through this Website. You acknowledge and agree that Vontobel has granted you limited access to the specific files pertaining to Vontobel’s strategies (“Approved Files”), and you agree not to attempt to access computer files other than the Approved Files. Vontobel makes no warranty to you regarding the security of the Website, including with regard to the ability of any unauthorized persons to access information received or transmitted by you through or from the Website. Vontobel reserves the right to cease providing, or to change, this Website and content of such information (or any portion or feature thereof) at any time or frequency and without notice.

Account and Transaction Information on this Website

Certain Vontobel clients may access account information, including transactions, through this Website. Account information is unaudited unless noted otherwise, and may be based on estimates. Do not make any investment decisions based on such information as it is subject to change.

Privacy Policy

Please review our privacy policy, which is a part of this Agreement and hereby incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.

E-mail and Marketing

Financial professionals who complete the registration process to access the Vontobel financial professional area of the website are at the same time granting Vontobel permission to send them e-mail messages for marketing and general communication purposes at the e-mail address they have provided. This service may be discontinued at any time by responding to the email with “Unsubscribe” in the subject line.

Jurisdiction and Governing Law

The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Vontobel or its affiliates to any registration requirement within such jurisdiction or country. This Website will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.

The laws of the State of New York govern these Terms without regard to conflict of law provisions. If you take legal action relating to these Terms, you agree to file such action only in the New York State Supreme Court located in New York, NY, or the United States District Court for the Southern District of New York, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any action with Vontobel, its affiliates or with any funds referenced in this site.

Limitation of Liability

VONTOBEL AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THIS WEBSITE), EVEN IF VONTOBEL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, FROM THE USE OR ATTEMPTED USE OF THIS WEBSITE OR ANOTHER LINKED WEBSITE.

IF YOU LIVE IN A STATE OR COUNTRY THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR IF YOU ACCESS THE WEBSITE SOLELY THROUGH AN ARRANGEMENT WITH YOUR EMPLOYER OR PLAN SPONSOR, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

Timeliness of Content

All content on this Website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Prohibited Uses

Except as otherwise stated in these Terms or as expressly authorized by Vontobel in writing, you may not:
 
  • Use this Website in any manner that could damage or overburden any Vontobel server, or any network connected to any Vontobel server, as all servers have limited capacity and are used by many people;
  • Use this Website in any manner that would interfere with another party's use of the Website;
  • Include the term “Vontobel,” or any Vontobel trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element;
  • Use any robot, spider, intelligent agent, other automatic device, or manual process to search, monitor or copy this Website or the reports, data, information, content, software, products services, or other materials on, generated by or obtained from this Website, whether through links or otherwise (collectively, “Materials”), without Vontobel's permission, provided that generally available third-party web browsers may be used without such permission; or
  • Use this Website or the Materials in any manner that could create impression of affiliation, sponsorship or endorsement by Vontobel.

Password Security and Notification

Certain parts of the Website are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the Website, or to any other protected materials or information, through any means not intentionally made available by Vontobel for your specific use. If you have a password for access to non-public areas of the Website, you are solely responsible for all activities that occur in connection with your password. Accordingly, you should take all reasonable steps to protect the confidentiality of your password. Notify Vontobel immediately if you become aware of any disclosure, loss, theft or unauthorized use of your password.

Unauthorized Use of Content

You agree to defend, indemnify and hold harmless Vontobel, its affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorneys’ fees) to the extent resulting from or arising out of any unauthorized or otherwise inappropriate use of any of the content of this Website attributable to you or which occurs through the use of your password.

System Outages and Incomplete Transmissions

Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user's computer. Vontobel is not liable for any damages, changes, or omissions that occur during transmission of information and materials.

Termination

Vontobel may terminate your access to the Website for any reason, without prior notice.

Waiver

No waiver by Vontobel of any right under or term or provision of these Terms will be deemed a waiver of any other right, term, or provision of these Terms at the time of such waiver or a waiver of that or any other right, term, or provision of these Terms at any other time.

Integration and Severability

If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.

The preceding Terms of use represent the entire agreement between Vontobel and the user relating to the subject matter herein.

Dated: December 2016.

© 2017 Vontobel Asset Management, Inc. All rights reserved. All other trademarks are those of their respective owners.